Carl Richards is a CERTIFIED FINANCIAL PLANNER™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. Through his simple sketches, Carl makes complex financial concepts easy to understand. His sketches also serve as the foundation for his two books.

From Markowitz's Modern Portfolio Theory to studies of diversified allocations by Brinson, Hood and Beebower; The Behavior Gap sketches help us visualize, in a single graphic, some of the detailed theories behind investing. Below are just a few of his sketches you will also see positioned around our website.